Western perception of “Social credit” largely propaganda btw and if you believe it isnt then you got manipulated.

  • Obituarykidney@lemmy.worldEnglish
    271·
    6 days ago

    I defaulted on a loan and my credit score dropped down to 500. Still being chased by the debt collectors a year later and it’s gone back up to 700 by itself. I have no credit cards or anything. The whole thing is a joke.