The catch is that only Americans enrolled in high-deductible bronze or catastrophic plans on the ACA exchanges would be eligible for the funding, which could not be used on monthly premiums. In 2026, the average individual deductible for bronze plans is $7,476, and the average for catastrophic plans is $10,600.

Larry Levitt, executive vice president for health policy at KFF, said Tuesday that “premium payments would still more than double next year” under the GOP plan, which does not have enough support to overcome the Senate’s 60-vote filibuster.

“Healthy people could be better off in a high deductible plan with a health savings account,” Levitt noted. “People who are sick would face big premium increases or a deductible they can’t afford.”