Climate change is making insuring homes more risky — and more expensive. And in neighborhoods where that risk is the greatest, higher insurance costs are starting to eat into property values as well.
Main link is a gift link, though some people are asked to register. Not providing an archive.is link because Hearst lawyers don’t like that.


The problem with being at the edge of town is that your whole community needs to be resistant to embers blowing in. That requires both a ton of specific mods to older structures, as well as measures like clearing zone zero.