What to do: have 6 figures in the bank. Buy shiity flat, buy expensive flat or just continue to enjoy number going up. No kids. No hope. Im leaning towards shitty flat because i’d pay it off quickly but if all goes to hell then does it matter?
Genuine question. Current living situation is irritating but cheap.
If I were in that situation I would buy a shitty flat, pay it off, then spend as little time there as possible while traveling the world. Maybe have some passive income from the flat by renting it out. Not having kids to worry about would make all that a lot simpler.
But you should do what makes you happy. Try not to worry too much about the future and enjoy what you have now.
Im leaning towards this but the thing is that I don’t actually want to do anything. I have no desires aside from sit on couch and drink. There is nothing I enjoy aside from food and booze. I can do whatever I want, I’m incredibly lucky, and I just want to be be unconscious.
Maybe some of your money would be well spent on therapy and/or antidepressants.
Yes, a lot of things suck in the world right now, but there are a lot of great things when you look at the micro level—unless you have depression. And that’s the strong vibe I’m getting from your comments. Therapy isn’t a total fix and finding the right drugs can be a pain, but they can both make a significant difference over time.
I have antidepressants and you’re not wrong. I was also poor for a long time and convinced myself that I dont actually need anything that costs money. Hence the 6 figure bank account.
It does sound like you may be suffering from depression, but it also sounds like you are receiving treatment. Assuming this isn’t something medical, maybe you need a change of scenery to change your outlook.
You could travel, as I would have. You could also engage in a hobby (perhaps with friends, new or old). If you’re feeling altruistic, maybe think of something that you wish someone had done for you, when you were in a worse situation. Maybe you know someone who’s down on their luck and you can help them. It doesn’t have to be with money, it can be in other ways. I’ve heard that one way to break out of the depression spiral is to focus your attention outward instead of inward. That would be a way to do it.
I hope you find your way out of the funk. As bleak as things look, there are still things to be happy about and be grateful for. Don’t let your past prevent you from appreciating the present.