Thought about it, snce it’s near New Year’s.
In my opinion, exercising/training/stretching atleast once a week would be a good thing for most people.
Thought about it, snce it’s near New Year’s.
In my opinion, exercising/training/stretching atleast once a week would be a good thing for most people.
This is what I did this year and last one too.
I started tracking my spending to see where my money was going which was very insightful. Patterns emerged I never could have seen if it wasn’t all laid out in one spreadsheet.
For instance, I learned based on a little experimentation that driving 65 instead of 75 on the highway saved me like $50/month. Yeah, I’m that guy and my commute takes another couple minutes but I still do this today. I’ve reframed it in my head as a $50/mo subscription that doesn’t give me much value for the money and only costs an extra few minutes a day. Worth it in this inflation era.
Also realized I was spending money in all these categories that I could be getting some high cash back credit cards for. When you can see your spending averages over time, it’s easy to be confident about getting a strategic 5% card for gas or online shopping that can claw back a decent chunk of the money you already know you’re gonna spend.
It’s definitely useful to track your spending, in more ways than one
Definitely agree with your comments. The more you see the more you understand. The more you understand, the more you can control. Even if just a little bit.