I’ve had no ISP-provided Internet access since Feb. 2023 or so and, while it’s been a pain at times, I still haven’t caved into returning to the evil monopoly that is Spectrum, so far, and probably won’t for as long as I can’t land a remote job. ArrowDL, while not perfect, has been pretty good at download management for the most part in conjunction with mobile data-hotspotting. Update: I’m now using AB Download Manager to mitigate download cancellations at the throttled speed.

We purposely didn’t add wifi to our home. It would be an expensive way to give up more of our privacy. It used to bug me, but now I’m used to not having it.
Wifi doesn’t cost anything monthly. It’s a 1 time cost for a device like an access point and it’s cheap. Are you confusing wifi with internet?