Don’t have incentive to check if this is an realistic example since I live in Europe but that sounds bad. In e.g. Sweden, health care costs caps at ~$100 a year. America is supposedly richer than Sweden, should be no problem fixing this in that case
as a fellow swede, i have learned that you simply have to accept that america is so terrible that it’s not something we can really grasp, we’ve been told for so long that america is at least okay to live in and it’s just not true at all and it’s very difficult to break through that cognitive dissonance.
There’s a reason every American except the upper class was cheering for Luigi. It’s not even a new phenomenon, ACA (Obamacare) was supposed to lighten the load on the working class.
Before Obama, my parents had Blue Cross Blue Shield who pre-approved a procedure. My parents still had to pay $250k out of pocket for a life-saving skeletal surgery for my little brother, after the insurance “paid” their part
I have good coverage provided by work for me only, which wouldn’t cost me anything, and is not common for people.
Add my family at the base and its good, but now a few hundred a month.
Add them to a level thats appropriate (considering kids, meds I need, stuff my wife needs, etc) and its an order of magnitude more expensive, but comes out cheaper than out of pocket for just those bits.
Don’t have incentive to check if this is an realistic example since I live in Europe but that sounds bad. In e.g. Sweden, health care costs caps at ~$100 a year. America is supposedly richer than Sweden, should be no problem fixing this in that case
as a fellow swede, i have learned that you simply have to accept that america is so terrible that it’s not something we can really grasp, we’ve been told for so long that america is at least okay to live in and it’s just not true at all and it’s very difficult to break through that cognitive dissonance.
There’s a reason every American except the upper class was cheering for Luigi. It’s not even a new phenomenon, ACA (Obamacare) was supposed to lighten the load on the working class.
Before Obama, my parents had Blue Cross Blue Shield who pre-approved a procedure. My parents still had to pay $250k out of pocket for a life-saving skeletal surgery for my little brother, after the insurance “paid” their part
And Blue Cross Blue Shield are one of the better ones :/
For my wife’s PT, I received a recent bill of $5300. Insurance reduced to $1100. I owed the copay.
That said, just for PT for my wife, I’m past your cap every month of the year, and I pay extra for the coverage I have.
Yeah its bad.
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Oh definitely.
I have good coverage provided by work for me only, which wouldn’t cost me anything, and is not common for people.
Add my family at the base and its good, but now a few hundred a month.
Add them to a level thats appropriate (considering kids, meds I need, stuff my wife needs, etc) and its an order of magnitude more expensive, but comes out cheaper than out of pocket for just those bits.
Its horrendous.
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That fucking sucks. I’m sorry
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