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Cake day: 2025年3月9日

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  • In Switzerland there is a service called Twint, basically an app to send money to a phone number or to scan a qr code to pay. It is very popular at farmer’s markets, but also works on any payment terminal, since the terminal shows a qr code on the small display. The money can be charged to a card if you want, but also directly withdrawn from your bank account. So in this last version, Twint allows to pay electronically without using Mastercard or visa. I have always wondered why such a system was able to arise in small Switzerland and there is nothing similar in any other European country as far as I know.