• 4 Posts
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Joined 11 months ago
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Cake day: October 12th, 2023

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  • I’m not much of wine drinker myself, but I once did a chef menu with the wine pairing. Every two dishes, they’d bring out a new glass of wine. It was kind blowing how the would taste one way with the first dish and a completely different way with the second dish. I’m not sure I can tell the difference between a $12 bottle and $40 bottle, but in that one meal i understood two things: first, if you know what your doing, wine and food pairings can be magical and, second, I don’t know what I’m doing.









  • There’s a lot of assumptions here.

    Significant isn’t specific. A specific number would give us an idea if the rate of crime committed by undocumented persons exceeds, meets, or continues to fall short of the other two groups.

    Next, you’re assuming that the victims of violent crimes by undocumented workers are other undocumented workers. This, to some degree makes sense. But it’s not 100%.

    Next, poverty in of itself isn’t sufficient to predict rates of crime. Crime is a choice taken when there aren’t other avenues available. Arguably, the reasons undocumented peoples move here is because their prospects are better here. That is to say, they chose to leave their people to come here instead of staying there and commiting crime. This isn’t, obviously, specific. But it’s a factor you didn’t consider.

    Finally, what do you mean by class? There’s a lot of usages.

    This isn’t an argument to say you are wrong. It’s an argument that you have been specific or open to other factors.


  • They want to keep their monthly mortgage payment between $3,000 and $3,500 — or around 30% of their monthly take-home income of about $11,000.

    This makes it seem like they only take home a little more than half their wages.

    Something doesn’t add up. The only issue I see is one might be an independent contractor. Or they’re excluding health insurance and 401k.

    Edit: some quick digging. First issue is the definition of take home pay.

    Take-home pay is the net amount of income received after the deduction of taxes, benefits, and voluntary contributions from a paycheck. It is the difference resulting from the subtraction of all deductions from gross income. Deductions include federal, state and local income tax, Social Security and Medicare contributions, retirement account contributions, and medical, dental and other insurance premiums. The net amount or take-home pay is what the employee receives.

    But the bigger issue is the 30% rule. 30% is on gross and not take home. This would give them a out 7k per month. I bet they’re following the advice of someone like a Dave Ramsey. These people are not victims.