Actually, at 42, being willing to start thinking about “how to make yourself comfortable in the future” is a mature and commendable thing. Retirement doesn’t suddenly happen at 60; it’s something that accumulates little by little over time. Everyone starts from a different point, but as long as the direction is right, it doesn’t matter if you’re a little slower. The fact that you’re willing to ask yourself these questions means you’ve started preparing earlier than many others. I think that’s actually your advantage.
Actually, at 42, being willing to start thinking about “how to make yourself comfortable in the future” is a mature and commendable thing. Retirement doesn’t suddenly happen at 60; it’s something that accumulates little by little over time. Everyone starts from a different point, but as long as the direction is right, it doesn’t matter if you’re a little slower. The fact that you’re willing to ask yourself these questions means you’ve started preparing earlier than many others. I think that’s actually your advantage.