Maybe the teacher was a shitty mortgage applicant with terrible credit and multiple foreclosures and the fact that they got to reject the application was just the cherry on top.
Anti-discrimination laws in the US apply to discrimination based on what’s called a “protected class,” which essentially boils down to a small set of personal characteristics you’re not allowed to base a decision about a person on. For the purposes of housing, this includes race, skin color, and national origin, gender and sexual orientation, whether there are minor children in the family, and disability.
“Being somebody who the loan officer has a deeply personal vendetta against” is not a protected class, and if the original OP did in fact reject a mortgage application on that basis they’d most likely be legally in the clear. Whether their employer would be happy to know about it is another story, but if it was anywhere near a coin-toss decision I doubt they’d ever have to justify themselves.
Well, OP is just an asshole then. (I’m guessing this isn’t really OPs post)
They didn’t say they rejected it out of revenge.
Maybe the teacher was a shitty mortgage applicant with terrible credit and multiple foreclosures and the fact that they got to reject the application was just the cherry on top.
I bet the real reason they were rejected is because their only income is a teacher’s salary. That’s not enough to afford a house these days
I don’t know too much about this, but that’s a good point.
I bet the real reason is that this is fake
Some rage bait, yeah sure. But it’s out there and there’s some impressionable minds up in here. hahahh
Yeah, I’m pretty sure there are some strict guidelines around mortgage application acceptance or rejection.
Are you telling me personal petty revenge isn’t a certified approved bank reason?!
Anti-discrimination laws in the US apply to discrimination based on what’s called a “protected class,” which essentially boils down to a small set of personal characteristics you’re not allowed to base a decision about a person on. For the purposes of housing, this includes race, skin color, and national origin, gender and sexual orientation, whether there are minor children in the family, and disability.
“Being somebody who the loan officer has a deeply personal vendetta against” is not a protected class, and if the original OP did in fact reject a mortgage application on that basis they’d most likely be legally in the clear. Whether their employer would be happy to know about it is another story, but if it was anywhere near a coin-toss decision I doubt they’d ever have to justify themselves.
This is the angle I was thinking.
Mortgage applications are not yes or no. There is a checklist that if met, gets approved. The name doesn’t even matter. Just basic credit bullshit.
That’s just a “yes or no” with extra steps.
This is not my post, no. It is incredibly petty!