Aside from practical reasons like being able to read and write, I think the age to vote should be as low as possible.

People are concerned that parents will coerce their kids, but that would happen across the board. It would come out in the wash.

The most important thing is that folks are civically engaged as young as possible. They are invested in the outcome and exercise their rights early.

I would say a good starting point would be third grade. Right when you begin learning social studies.

Do something that will make them laugh and enjoy themselves.

I gave a seminar once that ended with a demonstration of the terminal, ssh, and nginx. I had everyone go to the url where I was hosting a hello world. I killed the server over ssh and told them to refresh the page. Nothing there. I swapped the page, turned it back on, and told them to refresh the page again. I Rick Rolled them. They all laughed. It may not have been the most informative talk, I didn’t really ‘teach’ them anything, but I got some good questions afterwards.

Be creative and make it fun and they will come to you.

Not enough money for Lockheed Martin et. al.

Cops don’t need to execute people’s pets. They have bullet proof vests with steel chest plates, riot shield and metal clubs, tazers that pump 10,000 volts into ‘suspects’. The list goes on and on. But people need to train their fucking dogs. Half of them might as well work for the police.

You want something done? You march into someone’s office. And when I say march, I mean march.

You might be able to select all. Wait 3 hours. Press ‘mark as read’. Wait another 3 hours. And then unsubscribe as the bullshit hits your inbox

Also. Move read emails to the archive people. That’s what it is there for.

Literally cut the cord for them. Seriously though. If they are happy with it and can afford it, I’d just leave it alone

My mom uses them for dog poop too

Email management. Like at all. Set up filters and use the archive. There is a key to do that. And holy fuck 2432 unread emails? You should be ashamed of yourself

Excuse me. It’s American cheese food product to you. You uncultured… I mean it uncultured…

Got Liz and Dick Cheney

Hit the nail right on the head for what they want. Why do you think they are making laws to ban porn? It’s a hide behind think of the children to get your foot in the door to control more

What if you 3d print a 3d printer?

It’s probably a colonialist name that isn’t used anymore. It’s now known as Eswatini

Swaziland and Switzerland

While a good solution in principle, it could (and likely will) false flag accounts. Such a system should be a first line with a review as a second.

Also why index funds. Low cap in particular. Index and mutual funds are both collections of stocks. You spread your risk that way. Stocks rise and fall rapidly.

The difference between them is that mutual funds are managed. People will try to predict the market and build and change them. It gives people the impression that someone’s working to make sure they have the best fund possible, but the reality is that predicting the market is basically impossible, so you pay extra for that self assurance. Index funds are static so they are cheaper

Both mutual and index funds are built of a collection of stocks from various companies based on what is called their market capitalization. That’s roughly what a company is worth in it’s entirety as well as its ability to generate revenue. Large caps are things like your giant tech companies. Medium caps are smaller. Something like walgreens. Low caps are companies that have just ipo’d.

The reason for choosing low caps is they have a much larger potential to grow in value. Apple isn’t going to double in value, but a new start up could. Spread your risk around many startups and a few are going to increase in value many times over. But it also mitigates your risk as it’s a group rather than just one.

Low cap is a long term plan. Buy when you are young, and hold onto them for 20 to 30 years. IMO it’s the best tradeoff between growth and safety. Leaning more on growth.

When you approach or after retirement, trade them for something really stable like US treasurey bonds. Those hardly grow at all, but they also tend not to lose value either.

I also don’t actively invest. Your job will set aside a percentage of your salary that goes directly into an investment account. That percentage is something like 5%, but in workday or whatever your job uses, you can set how much you want. I’ve set mine as high as 30% before. Try to keep as little cash in your bank account as possible with a rainy day fund set aside. Cash doesn’t grow in value. You don’t want a lot of it.

So what happens to the money your company puts into the investment account? It is automatically invested into something of their choosing. Typically something middle of the road because it is the same for all employees regardless of age. So what you want to do is log into that investment account and change what it is automatically buying to whatever it is that you want. Set it and forget it.

This stuff can get really complex, so listen to what several different people have to say. This is just what I do.

Yea vanguard is good I hear. I have a bank account with bank of america, so I use merrill. Chase has their own investment firm. Most large banks have bought one. Take your comfort where you find it with banks. I’m honestly not a fan.

There are also independent ones. I also have an account with tiaa, but that’s only for educators. You might find something tied to your industry as well.

That’s a very good point