What defines “unsafe”? Amazon drivers were getting penalized for “taking their eyes off the road” when they were looking at their rear view mirrors. I don’t trust the insurance company’s systems to know when an “unsafe” action is actually the better option.
If those stupid little OBD port modules from the insurance company are anything to go by, slamming your brakes because someone cut you off at a normally safe speed will ding you.
Suddenly stopping because you rear ended that idiot to avoid the ding will also likely ding you.
In theory, on average, your rates should go down because these sudden changes in motion shouldn’t be statistically common, but it’s controlled by profit-seeking entities, so in practice it’s just more unsurprising authoritarian corporate spyware that can’t get the whole picture, scolding you and justifying your punishment.
What defines “unsafe”? Amazon drivers were getting penalized for “taking their eyes off the road” when they were looking at their rear view mirrors. I don’t trust the insurance company’s systems to know when an “unsafe” action is actually the better option.
Maybe this helps: https://www.keenanandco.ie/our-services/road-traffic-law/careless-and-dangerous-driving/
Do you trust a multi million corporation to fairly implement this sort of system and not squeeze their customers for every cent?
I’m not advocating for the insurance company and never said to trust them or their definitions. Stop trying to turn this into something it’s not.
You were the one that mentioned “premiums” and not “fines”.
If those stupid little OBD port modules from the insurance company are anything to go by, slamming your brakes because someone cut you off at a normally safe speed will ding you.
Suddenly stopping because you rear ended that idiot to avoid the ding will also likely ding you.
In theory, on average, your rates should go down because these sudden changes in motion shouldn’t be statistically common, but it’s controlled by profit-seeking entities, so in practice it’s just more unsurprising authoritarian corporate spyware that can’t get the whole picture, scolding you and justifying your punishment.