• 0 Posts
  • 15 Comments
Joined 10 months ago
cake
Cake day: December 7th, 2023

help-circle




  • My insurance company has determined that my house would cost about $450k to completely rebuild in the event of a total loss. Thankfully in the Northeast the risk of my house being destroyed is low, so they charge me $1,100 annually. Even with a few houses in my area being destroyed by fire, flood, or extreme weather, they still make enough to build up their reserves, pay their employees, and kick back some to the investors.

    How much would that company need to charge in Florida so they could still pay to fix the houses and pay everybody that works for them? Definitely not $1,100/yr because replacing just a single broken window costs $1,100.

    Now think about if the Federal government began covering Florida. They would have the same issue as private insurers - there is no amount they can charge that will not deplete their funds faster than they take in premiums.




  • There is only one sane choice. People who abstain are choosing insanity the same way that those who abstained in 2016 allowed insanity to prevail.

    Having said that, I think voters would be pretty excited to get out and support a candidate that they had actually chosen in the primaries after seeing them go through some campaigning and debates. None of us chose Kamala, and Biden’s late dropout was not ideal. I am hoping that America can have this opportunity back in the next election.








  • I truly struggle with what is the right way to think about the homeless debate. My partner and I debated it a few weeks back after listening to an episode of The Daily on the subject. We were both undecided.

    On one hand, we should be humane to those in need.

    On the other hand, some peoples situations are a result of their own making, and they are content living without. Regardless of how homeless people come to be that way, they often litter the streets with piss, trash, and drugs, making an otherwise fine area feel dirty and dangerous. Will expanded homeless housing help them get back up on their feet or enable them to continue their current lifestyle?

    I don’t know what the right answer is.