Don’t know if it counts as sticking it to the man, but I adblock everything. Seriously, Ive got adblockers on my adblockers. Ive been adblocking for so long I don’t know what to buy anymore.
I’m sitting here in my empty house surrounded by my bags of money I don’t know what to spend on. Send help.
You should try picking up some
Same. I also treat cookies like a virus…no, no, and no again. Though I think my days are limited with that, a lot of websites now saying accept cookies or pay. I’ll give up the interwebs before I accept trackers.
For articles which won’t let you disable cookies there’s usually an archived version somewhere. Or you use some current alternative to 12ft. Or you ask an LLM to summarize the URL.
12ft ladder has never worked for me, unfortunately. :/
Check the Firefox plug-in called Web archives. It helps you archive web pages and it helps you find access to archive web pages. It’s pretty useful.
Instead of manually denying cookies, you can deny all cookies and whitelist the sites you trust.
Edit: also note - websites that give you the ‘option’ to opt in or out may not have the same opinion on what cookies are ‘optional’ or ‘mandatory’. Several don’t even do anything and are just there to look compliant.
And how do I do that?
To be blunt (but not to be mean), RTFM or google it. There are lots of ways to do it, and it all depends on the capabilities of your devices, OS, browsers and whether or not you want to use apps to manage it. And again, I’m not trying to be mean, it’s just that the question has the same effort as “how do I make food?”. I could give you the most gourmet answer and it may not help.
But to answer as simply as possible: Most browsers can do cookie whitelisting out of the box. Just be aware that it doesn’t prevent cookies outside the browser or outside the device - so if you have (for instance) a smart tv, you’ll need other solutions. And the solutions snowball from there, so I will leave it at that.
Absolutely agree. Site owners only get fined if someone reports them. The regulators aren’t actively scanning sites to ensure compliance.
Send money to me. I will dispose of.
In addition to this every device I use has an always on vpn
After pushback, I switched over to ad nauseam (which still blocks via UBO). Not sure how effective it actually is for the click part (considering it also catches related things, some YT recommends, share buttons, definite non-ad things in search etc) but it says $1.8K (I have it set between ‘sometimes’ and ‘always’).
I don’t know what to buy anymore.
I have a problem where because I’m so hard to advertise to between adblock and premium subscriptions, that I am usually very out of the loop on what movies and TV shows are coming out
The biggest ones usually make their way into the news or Lemmy somehow, but there’s definitely a lot I’m clueless about until I see them pop up streaming somewhere a couple years later
I have this same problem! Friends will mention a film they’re about to see and I’ve literally never heard of it, and they very much act like I should have 😂 I do feel like I’m missing out on important information, but I’m still not turning ad blockers off.
Just visit Rotten Tomatoes once a week or so
At least, by then, you know how many seasons you’re getting into, eh?
cries in Firefly
I rarely go anywhere, so I only shower once a week to save freshwater for other ppl on the planet, since ground water is running out.
if you want to save water, going vegan is much more efficient. Cows take hundreds of litres of water to make 1KG of cow flesh. Cows gotta cow.
How i read this the first time through…
Crows take hundreds of litres of water to make 1KG of cow flesh. Crows gotta cow.
Pirating except when the service/purchase is worth it
Gave up Spotify. Now i spent $15/mo on artists that i like and can actually use my support. The rest are freely sourced.
YouTube music revanced. Best music outlet there is.
Revance all the things!!
I thank gpt every time because apparently that costs them money.
I click on sponsored links via a browser extension because it confuses profilers and costs them money.
But it also costs the world because fuck chatgpt
When I buy from a small business that I want to support, I will use cash. When I’m buying anything from a large company, I will always use the fanciest credit cards in my wallet.
In the United States, credit card processing fees are more expensive for fancy rewards credit cards and obviously there’s no fee for cash.
That’s why nobody takes Discover or Amex. Their fees are higher than Visa and Mastercard.
I literally cannot think of any places that don’t take Discover.
Hmm go figure your mom gives me a hard time about it every time.
It’s the most-commonly rejected card. It has high fees without the clout of Amex. Amex customers are typically pretty wealthy and places will accept them because of their high-roller status. But Discover doesn’t have that going for them, so there’s less reason to accept the card.
Where you’ll find it rejected most often is small shops and government agencies.
For instance, my career has been in government, and no organization I’ve worked for has ever accepted Discover. We aren’t allowed to “profit” from our fees, so we have to include credit card processing in the adopted fee schedule. But since we can’t profit, we have to set the fee at whatever Visa and Mastercard charge. That extra 1 or 2 percent Discover charges can be millions for a large government (large city, statewide agency, etc). So, agencies simply don’t take Discover (and frequently AmEx, though they’ll sometimes negotiate).
Large retailers are able to negotiate better deals with Amex and Discover, but for smaller shops it just isn’t gonna happen. And that 1-2% (of the total charge) extra taken by the card processor is huge when your margins are small.
Heck - even the Visa and Mastercard fees are a huge deal. When I worked in retail management, those fees were secretly the big reason we pushed our store-brand credit cards. It wasn’t the 80 dollar commission for the account the store got - it was that if someone used our card in our store, we didn’t pay the processing fee.
We’d give 2% in points back for using the card in the store, which was a great deal for us since we didn’t have to pay the 3-4% fee to the processor.
It is definitely not true that Discover interchange rates are significantly higher than Visa or Mastercard.
I’ve put below a list of the actual interchange rates for various personal Visa, Mastercard, and Discover cards types.
Debit:
- Visa Debit Regulated: 0.05% + 22¢
- Discover Debit Regulated: 0.05% + 22¢
- Mastercard Debit Regulated: 0.05% + 22¢
- Visa Debit: 0.8% + 15¢
- Mastercard Debit: 1.05% + 15¢
- Discover Debit: 1.1% + 16¢
- Visa Debit Prepaid: 1.15% + 15¢
- Mastercard Debit Prepaid: 1.15% + 15¢
Base credit tiers:
- Visa CPS Retail: 1.51% + 10¢
- Discover Consumer: 1.56% +10¢
- Mastercard Consumer: 1.65% + 10¢
- Mastercard Enhanced: 1.8% + 10¢
Rewards cards:
- Visa Rewards Traditional: 1.65% + 10¢
- Visa Rewards Signature: 1.65% + 10¢
- Discover Rewards: 1.71% + 10¢
- Discover Rewards Premium: 1.71% + 10¢
- Mastercard World: 1.9% + 10¢
Premium cards:
- Visa Rewards Signature Preferred: 2.1% + 10¢
- Discover Rewards Premium Plus: 2.15% + 10¢
- Mastercard World Elite: 2.3% + 10¢
You can plainly see that Discover tends to be more expensive than Visa but is cheaper than Mastercard. The only reason I could see that someone might refuse Discover is because Discover cards are all rewards credit cards that go into the higher tiers, whereas many Visa and Mastercard cards are debit cards which go into the lowest tier.
What is a regulated debit card?
A card which is subject to central bank regulations regarding the interchange fees which they are allowed to charge. According to the Dodd-Frank Wall Street Reform & Consumer Protection Act 2011, the Federal Reserve has the power to limit debit card interchange fees for debit cards issued by large banks with over $10 billion in assets. A “regulated debit card” issued by a bank subject to the regulation is therefore tariffed at the maximum rate allowed by the regulation, which is 0.05% plus 22 cents.
Thanks, curious about this too.
The small retailer I worked for didn’t take Discover. We took Amex though, because it was high-end and wealthy people love their Amex.
Editing to clarify, had to dash off before: wealthy people love their extra-thick Amex Black Card made of titanium or whatever, that we used to have to type in by hand because it would damage the old slide readers. So as long as we were taking those we took regular Amex cards too.
amex is taken in 9 out of 10 places when I use it. it’s usually small places that don’t take it
Amex is such a douchebag rich person flex. The credit card equivalent of a Laboubou collection.
Amex isn’t exclusive at all. Anyone can go apply for one and get one. It’s not special at all
The Amex Black Card is the one I was starting to refer to, I got interrupted and decided to hit the button rather than elucidate further. Sorry. You can look up the requirements and benefits, it wouldn’t be good for me but for someone who travels a lot and throws big expensive parties it might. Or if they’re basically a corporation
It costs more for the merchant and cardholder. That’s why rich people flex with it. Because they can afford to pay more and cost others more for no reason.
Maybe more for the seller, I don’t know but the cost to me is… Nothing. Well the benefit to me is about 3% back on anything I buy. No fees. Just another cheap card.
The seller isn’t eating the loss. It’s all passed to us poors.
You both are so very close to the real selling point those fucknuts are frothy over their Amex black card: they get to cosplay as royalty, oppressing the poors with a simple gesture. 🤌🏼
There’s a queue at the guillotine for these people. It’s not as popular as the ones for “elected officials”, warmongers, fascists, or even longtime tyrants, to be sure —but it’s there. 🖕🏼
Got mine when I when I was living in a trailer park. What are you on about?
Lol what? It’s just another generic credit card.
It’s actually a charge card. You’re expected to pay it off every month.
No, mine is a credit card, not a charge card. They would love for me not to pay it off every month.
anyone can get an amex. unless you’re talking about a platinum or black card? those have minimum spending requirements per year to keep them.
Yeah the black one
I used to do that, but here (Australia) passing on surcharges has sadly been normalised, and during covid heaps of businesses went cashless.
The salt in the wound is that there’s not really any reason for businesses to push payment gateways for a better deal. They don’t give a shit any more as they just pass it into the customer.
Some American states (not mine) have banned surcharging for credit cards in response to consumer backlash. But what’s not banned is marking up everything by 3% and then offering a 3% cash discount.
over here, the extra cost that comes from handling cash is enough that small businesses don’t want to take it. counting till every day adds up.
Surprisingly not in the US. If you make 100 sales a day of $20 each, then over a six-day week, you’d pay roughly $360 in credit card transaction fees (assuming 2.5% + 10¢ per transaction which is average). If you instead spent half an hour a day counting cash in the till and then half an hour at the end of the week to go to the bank, that’s about $98 in labour cost (assuming a labour cost of $28 per hour, which is roughly $25 per hour in wages and $3 per hour in tax), so the savings are $262 per week, which is not insignificant.
Banks also charge for cash services, many business accounts may just include it in the price, but someone has to physically count, collate and move around the cash, often with security. There are costs for running a computer system, and costs for using cash that businesses have always paid. Some small businesses definitely do not understand that, but cashless can be cheaper and safer depending on your country and quality of banking services.
I can’t comment on the situation in other countries, but in the US, in the majority of cases, it’s cheaper for businesses to take cash. In the US, the first few thousand dollars of cash deposits are typically free every month. Beyond that, pricing varies. My bank charges 0.35% on cash deposits, which is considered quite high, though it works out to only $42 per week in my example above. The credit union I have my personal accounts with charges 0.15%, which would be $18 a week.
The cost of labour has already been factored in and it still results in savings. The cost of security is comparatively negligible. A $300 safe is a one-off purchase that pays for itself in a fortnight.
yeah that 10¢ is 10x our transaction cost.
I use rags to clean up messes instead of paper towels. No reason to buy unnecessary things because capitalism says I need to throw away something dirty. Just throw them in the wash
Yes, they are soooo convinient
I have them flying everywhere around the house to be picked up when i need them (i am just a mess)
I never am concerned about wasting ressources/using them sparingly compared to paper ones where there needs at least one braincell to know how much we have left and if i need to get more. Also they dont rip apart when soaking a puddle.I dont know if at this point in time i saved money by having (more expensive?) washable ones but the disposeable ones i would have only been used in emergencies.
The convinience was definetly worth it! (yes, i try to sell the idea of reusable towels to the reader)Wait. You think a washing machine isn’t deeply consumerist? Oohboy. That’s a conversation.
Boss makes a dollar, I make a dime, thats why I poop on company time.
I’m doing this right now!
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That’s a rule that every citizen should follow.
Never take a bathroom break on your break. Always always always on the clock. At the very least, it’s not a break, otherwise. ✊🏼
Oh I do way more than that.
“Shit on Debra’s desk!”
I work in ads and I use ad blockers.
You literally couldn’t pay me enough money to do what you do, and you should feel bad for doing it.
I do the same as @jaschen306.
Probably not the same life story, but I started as a Neuroscience PhD escapee (I was pressed by my supervisor to p-hack our results) and at the time, around 2012, this was an easy career to shift to from a scientific background.
I work more specifically in tracking implementation, and you should all become aware that for one year the ToS for the Google Marketing Platform have now allowed the use of browser/device fingerprinting for user identification aimed at remarketing, etc.
I am trying hard to go in-house at a company to work in BI, which is something I would be able to do, but not at the level of other people, since the marketing industry has accepted rejects like me setting the bar very low in order to have an army of people feeding Google and the others people’s data.
But the alternative for me is to be jobless AND careerless.
I suggest companies to evaluate Plausible and Piwik Pro as a solution, but the people they are as marketers have stopped being marketers more than a decade ago, they are just inside jobs planted by Google et al., and they regularly disregard the alternatives.
What’s “BI”?
Business Intelligence
Fair
I literally hate ads. I have a adguad at my house that blocks everything and I use a VPN. Because I’m in the industry, I know what they do. Its awful what they are capable of.
I couldn’t stomach working in marketing. Hats off to you. I took a marketing class in college, just felt icky.
I do my best to only promote to keywords with high intent. So people who search for words with the sole purpose to purchase. I avoid doing ads to people who wasn’t looking for someone.
This help me sleep at night.
Gross…
Torrenting and seeding, if i had more storage i would seed for the Anna’s Archive
Push Nestle and Goya products way back in the shelf / turn them around / grab non- Nestle/Goya equivalents and put them in front of the Nestle/Goya shit.
Goal is to make their products less visible to other customers.
That is godlike, not small!
This is my favorite comment so far.
I’m not sure if this qualifies, but I have a friend who way back when, like decades ago, probably before the extensive surveillance we have now, would do something rather ingenious and devious to get major discounts on whatever expensive things he wanted at stores: he would print out a sheet of barcode stickers for a product that was similar but much cheaper than the one he wanted and plaster it on a bunch of the items like the one he wanted. Take it to the cashier and get a super discount.
For example, if he wanted some fancy model of an electronics gadget, he would print barcodes of a much cheaper but similar model from the same manufacturer. According to him, he had even done this for fancy cuts of meat. The reason for applying it to a bunch of them and not just the single one he planned to buy was for plausible deniability. If someone questioned him, he could say, I don’t know, I just picked one off the shelf - they could go check and see that there were many labeled as the cheaper item.
I work about 1 hour of every day.
I don’t report anything that I earn in cash to the IRS
Calm down there young man, they catch the majority of people from their internet posts
I also don’t report my cash earnings to the IRS and I keep the illegal funds in my rectum. Come for me, taxman, I double dare you, come - with your cheap suit, disdain, shiny shoes and lubed-up rubber glove. . .
When I get cash I use it to tip with so they can skim off the top.
Linux and buy tech second hand only when the wheels fall off. I don’t buy branded clothes. Sail the seas. I boycott a lot of places/brands too.
I deny all the cookie banners
